Salim, Yolanda and Mustika, Dian (2023) PROSEDUR PELAKSANAAN KREDIT DAN OPTIMALISASI PENGAWASAN SEBAGAI UPAYA MENGHINDARI KREDIT BERMASALAH PADA PT BPR ARTA KEDATON MAKMUR. PROSEDUR PELAKSANAAN KREDIT DAN OPTIMALISASI PENGAWASAN SEBAGAI UPAYA MENGHINDARI KREDIT BERMASALAH PADA PT BPR ARTA KEDATON MAKMUR.
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Abstract
ABSTRACT Banking is an institution that aims to collect and distribute funds to society. The activity of distributing or financing funds by providing credit is the most important business for Rural Banks. The practical work report was held to find out credit implementation procedures and optimize credit supervision at PT BPR Arta Kedaton Makmur. The method used is conducting observations by direct observation and interviewing bank officers related to credit implementation. The results of practical work show credit implementation procedures and optimization of credit supervision at PT. BPR Arta Kedaton Makmur has carried out in accordance with the SOP for credit applications and has carried out a good credit analysis that applies 5C (Character, Capacity, Capital, Collateral and Condition of Economics) and 7P (Personality, Party, Purrpose, Prospect, Payment, Profitability, Profection). Keywords: Credit Implementation Procedures, Optimization of Credit Supervision.
| Item Type: | Article |
|---|---|
| Subjects: | Laporan PKPM |
| Divisions: | Jurnal > Jurnal Ilmu Ekonomi |
| Depositing User: | yolanda yola salim |
| Date Deposited: | 15 Sep 2023 06:15 |
| Last Modified: | 15 Sep 2023 06:15 |
| URI: | http://repo.darmajaya.ac.id/id/eprint/13886 |
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